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Inclusive Finance for Small Businesses

We love to say yes when other lenders have said no.

Helping small businesses to prosper and grow

Our approach to finance is different and for good reason. We’ve put people at the heart of what we do to drive real change for ambitious small businesses in the UK

People centric
female-led startup
how it works

We love to say yes when other lenders have said no

You are 3 simple steps away from securing the funding you need. You can expect to receive approval from us within 2 weeks of starting your application. If we don’t think we’re able to lend to you, we’ll tell you as quickly as possible.

We will ask you for more information than other lenders. This helps us to really understand your business and why a loan will be right for you.

Information about you

Information about you

We will ask you to fill in a short form so that you can tell us basic information about your business and your funding needs.

We give you a call

We give you a call

We will ask to see your accounts and bank statements. It’s important we understand your business performance and potential and how our loan will help you succeed.

We review your application

We review your application

We will make sure we have explored any areas of uncertainty before reaching our decision – this may mean we ask more questions than other lenders. That’s how we can say yes when others say no.
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CBILS closed to new applications

CBILS has closed, but take a look at all the businesses we’ve funded to date.

What’s next? Check out the funding update and find out.

Passion is what drives us

We want to understand the businesses we support and look beyond historic data and algorithms to enable us to say yes, when others have declined.

Borrower stories

Don’t just listen to us, here are some of the small businesses we’ve already helped

Plexus Innovation


“We are grateful that we managed to secure CBILS funding from AskIf. It helped us transition to a point where we’ve been able to gear ourselves up for the future.” ~ Ian Murray (Co-founder, Plexus Innovation)


Plexus Innovation is a technology innovator that has developed a remote measurement system: GUARDIAN ® - enabling ‘real time’ capture of compliance and condition data across a wide range of facilities.
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JimJams Kevin & Kellie Bath


“The CBILS loan from AskIf has been transformational to our business, online orders have exploded and support from retailers has been fantastic” ~ Kevin Bath (co-founder, JimJams)


JimJams is a range of low-sugar chocolate spreads and snacks, established in 2012 by husband and wife co-founders Kevin and Kellie Bath.
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Picture of friends having fun eating and drinking in a bar


“A short and easy application process - Ryan Butterworth became the owner of his favourite fish & chip shop – with help from a CBILS loan from AskIf”


Central Fish Bar is a traditional fish and chip shop in the town of Ossett, West Yorkshire. Serving the local community for 30 years, the Central is a staple for the town’s residents.
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Company founded
Innovate UK Grant award
National expansion
our focus

We care deeply about what we do so that you can focus on you

Our approach to finance is different and for good reason. We’ve put people at the heart of what we do to drive real change for ambitious small businesses, delivering true economic value and job creation across the UK.

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Get in touch with us
We respond within 48 hours

We love to hear from you. Email us if you have any queries and one of our team will be in touch asap.