About AskIfInclusive Finance

Our Story

We’re a group of like-minded individuals from a range of business backgrounds who are united in a common goal – to help small businesses secure the finance they need to succeed.

While other lenders look for reasons to say ‘no’, for the past 15 years we’ve made it our mission to say ‘yes’ whenever possible.

There are no robots here. Yes, we use the latest technology to sort out the complicated stuff, but we make a cast-iron guarantee to our borrowers that they are dealing with real people here. 

Too many lenders unfairly rely on historical data and algorithms before breaking the inevitable news that ‘computer says no’. 

That’s not us. 

We take the time to talk to you so we can understand the specific needs of your business. And we’ll always challenge your assumptions and business plans, giving you the very best shot at securing the loan that best suits you.

We only ask that your trading activity must be predominantly in the UK, and that the business has a sterling bank account in the UK. 

Small and medium sized enterprises (SMEs) are the lifeblood of this country’s economy and we’re passionate about supporting them.

It’s no coincidence that we were among the first group of lenders accredited to deliver the Coronavirus Business Interruption Loan Scheme (CBILS) in March 2020. We wanted to be at the forefront of the fight to protect business owners and their staff when they were at their most vulnerable.

We also champion equality and diversity and are one of the few financial technology firms led by women in the UK.

Our team never rests on its laurels and is always looking for ways to help people from any background or community.

At AskIf, we put people first.

Why do we care?

Over 99.9% of UK businesses are small businesses, employing over 60% of the private sector workforce.

Independent research tells us that the funding gap is at least £2.2bn per year and could be as much as £9.7bn¹. This gap has grown during the Covid-19 pandemic.

Knowing that small businesses have such a great impact upon local economies, job creation and social mobility, we felt compelled to do something.

We have partnered with many other organisations similarly passionate about tackling the funding gap for small businesses, and Ask Inclusive Finance was born, with a clear mission to lend to SMEs who can’t access finance from other lenders.

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