Access Fair Business Loans

Please note the average time from application to receiving funds is 14 days. We can only provide funds to businesses that have been trading for 12 months or longer, and our maximum loan size is £60,000.


AskIf could provide a loan where others say 'no' including...

  • If your business is growing fast or has a shorter trading history (minimum 1 year)
  • If your business has strong cash flow but limited or no assets
  • If as the business owner you aren't a homeowner

Our loan managers will guide you through the application to find the right finance for your business.

AskIf's main criteria is that the loan is affordable and suitable for your business and loan purpose.

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Find out more and apply online today

Apply for up to £60,000 now


AskIf may provide credit to businesses provided:

a. One of the company directors is over 18 years of age

b. One of the company directors is a UK resident

c. It is a Limited Company or Social Enterprise*

d. It has (or will open) a business bank account

Most business sectors are eligible for support.

Some restrictions may apply due to the terms of our funding sources.

The purpose of your business must be legal and ethical. We will not finance any business whose activity may bring us into disrepute.

*Unfortunately, if you are a sole trader or partnership we can’t lend to you at this time but we hope to be able to provide this service in the future.

Smaller businesses (SMEs) from all sectors can apply for the full amount of the CBILS facility

The following trades and organisations are not eligible to apply: Banks, Building Societies, Insurers and Reinsurers (but not insurance brokers); The public sector including state funded primary and secondary schools; Employer, professional, religious or political membership organisation or trade unions.


To be eligible for a facility under CBILS, an SME must:

  • Be UK based in its business activity with annual turnover of no more than £45m
  • Have a borrowing proposal which, were it not for the COVID-19 pandemic, would be considered viable by the lender, and for which the lender believes the provision of finance will enable the business to trade out of any short-to-medium term difficulty

Got a question? Email us at [email protected]